This website, and any tools or services offered through the site, are provided to you by the State of Maine, conditioned upon your acceptance of these Terms of Use. By using this website and the services in it, you are agreeing to these Terms of Use. These Terms of Use are subject to change from time to time, and at any time, without prior notice to you. Any such changes will be incorporated into the Terms of Use posted to this website from time to time. Your use of this website after the posting of any changes to the Terms of Use constitutes your acceptance of the changed terms.

The information provided through this website presents a summary of the State of Maine’s 457(b) Deferred Compensation Plan, now called MaineSaves. This plan and your rights under this plan are subject to the governing documents and applicable law, which shall prevail in the event of a conflict between that information and any other information available through this website. If you have questions about this website, or the information provided here, please call Employee Health & Benefits at (207) 624-7380 or 1-800-422-4503.

You are responsible for exercising options available to you under MaineSaves. The State of Maine reserves the right to terminate or change the plan, in whole or in part, at any time, with or without prior notice.

Guidance provided on this website does not represent the opinions or positions of the State of Maine. This website is for educational and informational purposes only. This website may also make available information relating to investment approaches and general investment guidance. Such guidance and information is not intended to be, and should not be construed as, a specific recommendation or legal, tax, investment, financial or other advice. Any calculators, economic modeling or forecasting features offered on this website are for illustrative purposes only and are not necessarily indicative of future results. The projections resulting from these features are based in part on estimates and assumptions that may or may not come true. There can be no guarantee that your funds or accounts will achieve the results projected. YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION. Nothing contained on this website, or any service provided through this website, constitutes a solicitation, recommendation, endorsement or offer to buy or sell any securities or other financial instruments. You are solely responsible for any employee benefit or investment decisions that you make based upon your evaluation of the information and use of the services on this website. Neither the State of Maine nor any third-party service provider shall have any responsibility or liability to you based upon your use of this website or its services, including, without limitation, any decisions that you make using this website or services provided through this website. Individuals are encouraged to contact their own tax advisor or attorney to answer questions about their specific situation or needs before acting upon this information. The State of Maine cannot and does not provide tax or legal advice.

This website provides links to other websites solely for convenient access to information that may be useful to employees. When you click on one of these links, you will be interacting with a third party’s website. These linked sites and their local providers are not controlled by the State of Maine, and the State of Maine is not responsible for the contents, services or the operation of any such linked site. Including a link to a third-party website on this website does not imply endorsement of any or all of the content and views expressed on that third-party website. You should read the terms of use and privacy statements of these linked websites, as their policies may differ from those of this website.

This website contains copyrighted works, trademarks and other proprietary material owned by the State of Maine or third-party service providers, as the case may be. The State of Maine and its third-party service providers own all rights, title and interest in and to this website, all the content, data and materials on it and provided through it, the look and feel, design and organization of this website, and the compilation of the content, data and materials on this website, including, but not limited to, any copyrights, trademark rights, patent rights and other intellectual property and proprietary rights on this website. Any commercial distribution, publishing, framing or exploitation of the website or the materials on this website is strictly prohibited.

ALTHOUGH THE STATE OF MAINE USES REASONABLE EFFORTS TO PROVIDE ACCURATE AND UP TO DATE INFORMATION THROUGH THIS WEBSITE, NEITHER THE STATE OF MAINE NOR ANY THIRD PARTY SERVICE PROVIDER MAKES ANY WARRANTIES OR REPRESENTATIONS WHATSOEVER AS TO THIS WEBSITE AND ANY RELATED SERVICE, INCLUDING, BUT NOT LIMITED TO, THE AVAILABILITY, ACCURACY, RELIABILITY, UPTIME OR UNINTERRUPTED ACCESS OR COMPLETENESS OF CONTENT ON THIS WEBSITE AND ANY RELATED SERVICE. WE DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, WRITTEN OR VERBAL, STATUTORY OR OTHERWISE, WITH REGARD TO INFORMATION CONTAINED ON THIS WEBSITE AND ANY RELATED SERVICE, INCLUDING ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT, TO THE FULLEST EXTENT PERMITTED BY LAW.

These Terms of Use are governed by and construed in accordance with the laws of the State of Maine.